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When the interest rate environment changes, investors face unique challenges, especially when it comes to replacing a maturing bond. For instance, many local investors hold the NROCC (National Road Operation and Construction Company Ltd.) 9.375% bond maturing in November. They received 50%...

We are now officially in the last quarter of the year, and some would say time flies when you are having fun. Although, many fixed income investors would probably beg to differ and say the last two years were not fun due to market volatility. How quickly we forget the opportunities the...

When life changes, money inevitably changes too. Major life events often prompt reevaluating financial priorities, strategies, and habits. Understanding the intersection of life transitions and financial adjustments is crucial for maintaining financial health and achieving long-term goals...

When it comes to investing, it's easy to overlook the impact that small differences in returns can have on your financial future. After all, a 1% difference in the rate of return might seem trivial when considered in isolation, especially when compared to the effort involved in moving your...

As the Federal Reserve moves closer to initiating a rate-cutting cycle, bond investors are reassessing their strategies. The Fed’s decision to hold rates steady in July was widely expected, but what caught the market’s attention was the growing possibility of rate cuts in the coming months...

Adding bonds consistently to your portfolio is a way to prepare yourself for retirement as bonds provide a steady source of income. A type of bond that you should consider adding to your bond portfolio is a Contingent Convertible Bond (CoCo) because they typically offer higher coupons...

In the dynamic realm of global finance, where change is the only constant and complexity reigns, the investment landscape is shaped by a convergence of economic, technological, and geopolitical forces. These factors intertwine to shape market sentiment and drive strategic investment...

Pros and Cons of higher interest rates: The past two years of high interest rates have had negative implications for many asset classes and inversely, presented many buying opportunities for investors. Locally, higher interest rates (and the tight Jamaican dollar liquidity conditions)...

Just as hurricane season acts as a reminder of the need to protect our homes from turbulent weather, each year investors face a familiar challenge: how to protect their portfolios amidst potential financial storms. Much like preparing for severe weather, smart investing involves fortifying...

The “Higher interest rates for longer” phenomenon in the US has created a brief window of opportunity for investors to lock in attractive yields that will outlast the current cycle. Investors can enjoy higher returns even when interest rates decline. On Friday May 31^st, 2024, the 2-year US...