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Jun 05, 2023
Investing can be a powerful tool for wealth creation and financial security, but it requires careful consideration and informed decision-making. One crucial aspect of successful investing is understanding asset classes. Asset classes serve as the building blocks of investment portfolios, providing diversification, risk management, and potential returns. In this article, we will explore why knowing about asset classes is essential for investors looking to maximize their investment potential.
Asset classes are broad categories of investments that share similar characteristics and behave in a similar manner within the financial markets. The...
May 29, 2023
If you own a bond - you are lending money to the issuer. You are mostly concerned about the company’s ability to repay your principal and make your interest payments on time. Your perspective as a bondholder is very different to that of a stockholder. Today we highlight the differences.
Some Stockholders like to see robust dividend payments and share buybacks. This puts more money in the pocket of shareholders. In contrast, higher dividend payouts and stock buybacks are generally less attractive to bondholders, because it means less profits are retained in the company and the buffer between free cash flow and debt repayments becomes lower...
May 22, 2023
Bonds and Real Estate are two unique investment options allowing you to diversify your portfolio while proving to be a relatively safer investment than stocks, cryptocurrency, and some other assets. Both bonds and real estate are steady investment options with relatively low volatility allowing you to invest worry-free while benefitting from potential capital appreciation and predictable income.
Bonds Investment and Benefits
A bond is a debt investment wherein you (the bondholder) gives a loan to the bond issuer in return for a promise to receive your principal along with interest over a specified time. Bonds can be issued by the...
One of the most confusing components of “bond math” is the pricing. Like most assets – the price is a major determinant of your total return. Today we look at the pricing of fixed income instruments and how your total return is calculated. We present several concepts that are simplified...
May 15, 2023
The dominance of the US dollar has been a hot topic in recent weeks. The consensus is that in the long term there may be a trend toward currency diversification. However, the dollar losing its reserve status will not occur any time soon. As mentioned, investors should not look to...
May 08, 2023
In a globalized economy, the use of a single dominant currency allows for ease and efficiency of trading between countries. With each country having their own currency, trading with multiple partners is more difficult when having to pay for goods and services from each trading partner in...
May 01, 2023
In times of economic uncertainty, investors tend to flee to fixed-income securities such as bonds to protect their investments. This is because bonds are considered safer investment options that provides stable returns, especially during a recession. In this article, we will explore why...
Apr 24, 2023
A healthy lifestyle and financial independence are two of the most important goals that people strive to achieve. By achieving financial independence, you will not only have greater control over your future but also the freedom and flexibility to pursue your own passions and interests.
...Apr 17, 2023
For new investors the process of buying bonds can be complex, as it involves various terminologies and buying scenarios. Today, we will discuss buying bonds at a premium versus a discount. Let’s start at the beginning, when a bond is issued, it is available for purchase at its face value...
Apr 10, 2023
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