Short Term Investments

Maximise Your Savings with Short-Term Investments

About Short Term Investments

Optimise Returns with Sterling’s Short Term Investments

Sterling offers some of the best short term investments in Jamaica. Our fixed-income options, such as repurchase agreements and promissory note investments, typically provide fixed interest, low volatility, and quick access to capital. They are ideal for anyone seeking safe investments that offer capital preservation and strong returns.

Start building your flexible investment portfolio with Sterling today.

Competitive Returns with Low Risk

Repurchase Agreements (REPOS)

A repurchase agreement is a low-risk short term investment option that delivers steady income and fast access to your funds. This is a good choice for conservative investors seeking predictable returns.

Available with tenors of 30 days, 90 days, 180 days and 365 days
US$ Denominated
Principal and interest paid at maturity (N.B. Withholding tax is applicable)
Collateral comprised of securities approved by the Financial Services Commission (FSC)
Minimum investment of US$10,000.00

Higher Short-Term Returns

US$ Promissory Note Investment

Best for You If You Require: Capital preservation, regular income, and tax efficiency. Sterling’s promissory note investment options are designed to maximize your earnings while providing consistent income and eliminating unnecessary costs. This short-term investment option complements other vehicles like a money market account or bond fund, offering a unique balance of flexibility and return, while minimizing costs.

The option to receive interest on a quarterly basis
A tax-free US$ investment
Low minimum investment
Attractive returns
Liquid investment redeemable in part or in full on the optional interest payment dates

Interest payments are made quarterly in arrears and investors are only able to withdraw funds on the interest payment date. The proceeds of the note are used to purchase global US$ bonds.

Short-Term, High-Yield, Liquid Investment Option

Certificate of Participation - Cayman Account

The Certificate of Participation is a short term high-yield investment backed by strong collateral and designed for income, liquidity, and capital preservation.

Available with tenors of 90 days, 180 days and 365 days
US$ Denominated
Principal and interest paid at maturity (N.B. No tax withheld at source)
Collateral comprised of high quality securities selected by Sterling
Minimum investment of US$100,000.00

Why Choose Sterling?

Sterling Asset Management is one of Jamaica’s most trusted investment management companies, with more than 20 years of experience in USD-based investment solutions.

Our short term investment options are built to deliver reliable returns while supporting your financial goals. Whether you want to grow beyond government bonds or complement a money market account, we tailor each investment option to your needs.

Looking for Long-Term Investment Options?

If you’re focused on capital growth or diversifying your portfolio, Sterling also offers global US$ bonds and mutual funds tailored for long-term financial goals.