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Jun 05, 2023
Investing can be a powerful tool for wealth creation and financial security, but it requires careful consideration and informed decision-making. One crucial aspect of successful investing is understanding asset classes. Asset classes serve as the building blocks of investment portfolios, providing diversification, risk management, and potential returns. In this article, we will explore why knowing about asset classes is essential for investors looking to maximize their investment potential.
Asset classes are broad categories of investments that share similar characteristics and behave in a similar manner within the financial markets. The...
May 29, 2023
If you own a bond - you are lending money to the issuer. You are mostly concerned about the company’s ability to repay your principal and make your interest payments on time. Your perspective as a bondholder is very different to that of a stockholder. Today we highlight the differences.
Some Stockholders like to see robust dividend payments and share buybacks. This puts more money in the pocket of shareholders. In contrast, higher dividend payouts and stock buybacks are generally less attractive to bondholders, because it means less profits are retained in the company and the buffer between free cash flow and debt repayments becomes lower...
May 22, 2023
Bonds and Real Estate are two unique investment options allowing you to diversify your portfolio while proving to be a relatively safer investment than stocks, cryptocurrency, and some other assets. Both bonds and real estate are steady investment options with relatively low volatility allowing you to invest worry-free while benefitting from potential capital appreciation and predictable income.
Bonds Investment and Benefits
A bond is a debt investment wherein you (the bondholder) gives a loan to the bond issuer in return for a promise to receive your principal along with interest over a specified time. Bonds can be issued by the...
When my clients ask me what I think about recent developments, I remind them that nothing has changed. I tell them that the same investment principles that I have reminded them of for years still apply. These are some that readily come to mind.
The first one is to know your financial...
Feb 13, 2023
The need to invest your money wisely is greater than ever, and this often requires looking beyond the obvious as you must remain vigilant to protect your money. Here are some recommendations that can help you to become a smarter investor by learning to take action to protect and grow your...
Feb 06, 2023
The recent developments in our local financial sector have once again resurfaced the issue of risk and safety of our investments. As investors, we frequently neglect to ask the important questions that are needed to assess the safety of our banks, pension savings, investment houses or...
Jan 30, 2023
If you are approaching retirement and have actively been investing, you have probably been concerned if your portfolio statements show your nest egg decreasing in value due to the downturn in financial markets. As my colleague Dwayne mentioned last week Economists and Analysts are...
Jan 23, 2023
There has been much talk of a US recession or even a global recession occurring in 2023. Economists and analysts are predicting that a recession is highly likely to occur during the year. Some predict a mild recession while others predict a more catastrophic situation. But what is a...
Jan 16, 2023
2022 was a challenging year for international investors from a portfolio valuation perspective as well as for those who needed to or were forced to sell positions during the year. Both stocks and bonds declined appreciably in value as the combination of unprecedented interest rate...
Jan 09, 2023
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